No, Necessary patches are available for free
directly from Microsoft. Microsoft does not ask
for any personal information (credit card etc) to use
Windows Update. If you are being asked for that
type of information in conjunction with an update, it is
not from Microsoft.
Recently people have been asking about
others. This site seems to change the URL subtly
occasionally. That site is not affiliated with Microsoft and an
appropriate patch is available for free at this link:
Buffer Overrun in Messenger Service Could Allow Code
If you received this message and the top
of the box says "Messenger Service", your computer may
not be fully protected.
You need a
firewall to control Messenger Service ads as
well as other items to properly protect your computer.
If you received a pop-up suggesting you
pay for this, follow this link to get rid of viruses and