Vanderhoof & Districts Co-op Newsletter

   

SEPTEMBER 2007
“CO-OPERATIVES ... BUILDING A STRONGER COMMUNITY”
Old Amos:-
­ “Education is what tha ’has when tha’s forgotten what tha’s learnt.”
­ “Lot’s o’ folk these days use sign language - they sign for everything.”

­ “WHAT IS THE SAFEST TEMPERATURE TO SET YOUR REFRIGERATOR?”

40°F (4.6°C) or below
WHY? Once temperatures rise above 40°F (4.6°C), bacteria in food begin to multiply rapidly.  A lower temperature won’t kill bacteria, but it will prevent them from multiplying.  The fewer bacteria there are, the less likely you’ll get sick from them.  (Bear in mind that a healthy adult can tolerate a hefty dose of germs - not that you want to test your limits.)

* WORDS OF CAUTION: If your fridge does not have a temperature dial, buy a refrigerator/freezer thermometer and place it in the center shelf (not in the door) of the fridge.  Check it once a week to make sure the temperature doesn’t exceed 40°F (4.6°C).  Turn the gauge down as necessary to hold the temperature.  If the temperature continues to rise, it may be time for a repair or a new fridge.  Remember:  Refrigerator door shelves are the warmest parts of the fridge; do not store eggs or milk there.

What a picture! - Just at the climax of an epic film in a West Riding cinema, an elderly man started grubbing around on the floor under the seats.
“What on earth are you doing?” the understandably irritated woman next to him rasped in a low voice.
“Trying to find my toffee,” said the man.
“Can’t you wait till the end?  You are ruining the film.” snapped the woman.
“No!” croaked the elderly man, “It’s got my false teeth stuck in it!”

Caught in the act:

A debtor in a North Riding court said: “As God is my judge, I don’t owe this money.
The testy old judge replied dryly: “He’s not, I am, you do.”

Now more on SCAMS

SCAM 5: Like to recover money you have already lost in a foreign lottery?  Already lost money in a foreign lottery?  The scam may contact you again.  They claim to be able to recover your lost funds for a fee.  The tactic is called a “recovery room” scheme.
FACT: You do not receive any money.
SCAM 6: Phoney collection agency demand letter.  You may receive a demand letter from a phoney collection agency, demanding payment for lottery ticket purchases.  These letters threaten immediate legal action if you don’t make the payment.  The elderly are a particular target of this scam.
FACT: In most cases, the victims of this scam have never had any lottery debts.
SCAM 7: Give us your bank account number so we can deposit winnings.  The caller may ask for your bank account number or for a void cheque, so that they can deposit winnings into your bank account.
FACT: The scam will often use your bank account number to withdraw unauthorized sums of money from your account.
SCAM 8: You have won if certain numbers appear on your credit card.  Under this scam you are told you have won a prize if certain numbers appear on your credit card.
FACT: When they have the credit card number, they charge unauthorized sums against the account.
SCAM 9: Subscribe to your “winning numbers services.” This scam asks lottery players to subscribe to a service that has an “impressive record of picking winning numbers.”  They claim they have a computer with artificial intelligence or a fabulous mathematician on staff.  They typically want you to pay a fee of $10 to $20 to play the lottery.
FACT:  In most cases, the numbers sent to customers are selected at random.  Your name and address may go on mailing lists for other scams.  Do not expect to get your money back.
WHAT THE LAW SAYS:
• Under the Criminal Code of Canada it is illegal, in most circumstances, for individuals or firms to sell lottery tickets without proper authorization.  In addition, many of these firms engage in misleading advertising which is illegal.
• It is against the law in BC to resell BC lottery tickets out-of-province.
• Most foreign lottery offers don’t come from foreign government agencies or licensees.  The activities of these companies are not controlled by the government of the country in which they are located.
WHAT YOU CAN DO:
Don’t send the money and don’t reveal personal financial or bank account numbers.

An enchanting but temperamental little girl of eight received a phone call from a schoolmate the other evening.  “Please call me back in ten minutes,” she requested.  “I’m in the middle of a tantrum.”

Mrs. Gumbiner came back from her canasta party and asked the baby sitter, “Did you bathe the children as I instructed you to?”
“Yes Ma’am,” said the baby sitter, “and they behaved like lambs about it - all except the biggest boy.  He fought like blazes before I could get him undressed and into the tub.”
“What do you mean, biggest boy?” inquired Mrs. Gumbiner.  “We have only one son.  Which biggest boy?”
“The one with a bald spot and eyeglasses,” said the baby sitter.
“Good heavens,” gasped Mrs. Gumbiner, “that’s my husband!”

Rev. Laurence Larson or Rock Island, IL, says this actually happened at a worship service he attended at an Episcopal church:

The priest was wearing a floor-length alb, and during the processional, as he stepped up to the altar first his left foot and then right foot stepped on the hem of the robe.  He bent over, struggling vainly to disentangle himself, but couldn’t move.  Finally two ushers came to the rescue, lifted him up, and carried him to the alter.


A bit of excitement was added to the daily routine at a fashionable Israeli seaside hotel recently.  A beautifully proportioned debutante from the U.S.A. went up to the roof on the first day of her visit to Israel to acquire a suntan in the shortest possible time.  She kept her bathing suit on for a while, but then, discovering there was not another soul insight, slipped it off and stretched out, face downward to absorb the sun’s rays, with only a small towel stretched across her back.
Suddenly there was a commotion, a flustered little assistant manager of the hotel dashed into view and gasped apologetically, “Miss, we do not mind your sunning on the roof, but we must beg you to keep on your bathing suit.”
A bit miffed, the debutante demanded, “What difference does it make?  No one can see me up here, and besides, I’ve covered my back with a towel.”
“I see that,” conceded the assistant manager, “but unfortunately, Miss, you are lying on the dining room skylight.”


Now we home owners must be on the outlook for another scam known as MORTGAGE FRAUD.  What is mortgage fraud?  Mortgage fraud, also known as real estate fraud, is a growing threat to homeowner security.  There are two main types of mortgage fraud.  The commonest is the practice of falsifying information to illegally secure mortgage funding.  In some cases, an applicant will borrow money to buy a property at a highly inflated price from an accomplice who purchased it for much less.  The two will abscond with the difference between the two sale prices, leaving the lender with a property worth much less than declared.
The other type of mortgage fraud specifically involves the practice of title fraud.  In these cases, a criminal uses stolen or forged documents, in order to assume the identity of a person who owns a property and has a good credit rating.  The thief then sells the property or borrows against it, and directs the funds to his own account.  Be on the watch for either of these types of frauds when you are dealing in house buying or selling.

Healthful Hint

Choose Celtic salt over regular salt.
Celtic salt is sea salt.  It is a natural salt with all its nutrients still intact.  Common table salt has been processed and is often mixed with aluminum to make it more soluble.  Avoid the intake of aluminum wherever possible.
More healthful hints,
Wise choices; Choose plain yogurt over fruit yogurt...  Plain yogurt has only about 144 calories per cup.  Fruit yogurt can have 225 or more calories per cup.  To flavour your yogurt, add your own fresh fruit!  If you need your plain yogurt to be a little sweeter, add a drop of Stevia.
Another wise choice... Choose extra-virgin olive oil.
Extra-virgin olive oil is oil from the first pressing of olives.  The oil is extracted, filtered, and undergoes no further refining.  It is the highest quality olive oil available on the market.  If olive oil is not labelled extra-virgin or virgin, it has been processed in some way.

They tell about a fifteen-year-old boy in an orphans’ home who had an incurable stutter.  It was an agony for him to talk to strangers.  One Sunday the minister who came out regularly from town was detained, and the boy, to the surprise of the people in charge, volunteered to say the prayer in his stead.  He did it perfectly, too, with the proper reverence and not a single stutter.  Later, he explained, “I don’t stutter when I talk to God.  He loves me.”

While on a road trip, an elderly couple stopped at a roadside restaurant for lunch.  After finishing their meal, they resumed their trip.  Unknowingly, the woman left her glasses on the table, and didn’t miss them until they had been driving about twenty minutes.  All the way back, the husband fussed and complained and scolded his wife.  As she got out of the car and hurried inside to retrieve her glasses, he yelled at her, “While you’re in there, you might as well get my hat and credit card!”

The B.C. Co-operative Association (BCCA) is the umbrella organization that works on behalf of all co-ops and credit unions in B.C.  We promote co-ops as powerful tools for community control over local economies.
BCCA’s membership includes co-ops and credit unions across the spectrum of the economy.  Among its members are some of the largest co-operatives in Canada, as well as some of the smallest and newest types of co-ops.
BCCA is helping to build a strong and vibrant co-operative economy by
• developing new co-ops
• strengthening existing co-ops
• educating/promoting co-operative solutions to challenges facing B.C.’s communities including bringing co-ops to new sectors of the economy (such as health care)
• introducing young people to the advantages of membership in co-ops and credit unions
• linking co-ops to share ideas and solve problems common to all
• forging partnerships with other institutions, governments and countries to build new relationships and strengthen co-ops and credit unions in BC
• offering advanced level co-op education and training to co-op leaders, practitioners, and community members

Love’s a Cookin’.
Sift together 2/3 Cup Sweetness with 2 Cups Consideration and 1 Cup Kindness.  Blend in equal amounts of the Spice of Life and mix well with generous amounts of Love.  Bake until Savoury...
Approximately a Life Time.
O for a heart that is willing to serve,
Labouring while it is day!
Nothing is lost that is done for the Lord,
He will reward and repay.  - Anon

If you see me along the way be sure to say hello and I’ll try to do the same.

Doug Smith, Member at Large




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