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| Alternate Mortgage Solutions |
RBC Alternate Mortgage Solutions Program (AMS)A way to say "yes" to more clients, more often Client First accelerates the implementation of our corporate vision: "Always earning the right to be our clients’ first choice". The RBC Alternate Mortgage Solutions Program (AMS) is an example of how RBC is validating this vision by maximizing each client experience and providing the best possible financing options to all of our clients. Each year, more Canadians choose RBC for their home financing solutions than any other provider. Approximately 90 per cent of our clients who apply for a RBC mortgage are approved either through a branch, Royal Direct, or a mortgage specialist. For the 10 per cent of the clients who are not approved, their financial situation may not meet RBC’s approval requirements for a number of reasons, including credit history, cash flow, equity and property or income verification. That’s where the Alternate Mortgage Solutions Program (AMS) may be able to assist. RBC Alternate Mortgage Solutions Program (AMS) is a team of dedicated mortgage professionals operating in every region across the country, this team of seasoned mortgage professionals specializes in helping customers who do not currently meet our credit guidelines and whose mortgage applications have been declined by the branches, Royal Direct or Mortgage Specialists. AMS representatives are full-fledged RBC employees under the umbrella of RBC Financial Group and are bound by our privacy and confidentiality terms. They utilize a number of third party mortgage companies that can help provide home financing solutions. What types of scenarios can AMS help with?
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