RBC Royal Bank is pleased to be partnering with The Crystal Shores and is offering ;

Current rate capped for up to 10 months for applications received on or after March 1, 2006 less;

• 1.25 % off posted rates for 1 – 5 Year Fixed Terms

• 1.25% off posted rates for 7 Year Fixed Terms

• .60% off 5 Year Variable Rate Closed Term

• Posted rate for 5 Year Variable Rate Open Term

Plus up to $500 Cash Back with a minimum of 4 additional RBC products including Homeprotector.  The Cash Back offer is available on fixed and closed terms only.

BUYDOWNS:            Must form part of the interim agreement.

PACKAGE:                This package may not be combined with any other offer.

EXPIRY DATE:         This package is to expire December 31, 2006 (mortgages must be advanced on or before this date). In the event the closing date is delayed beyond the above noted expiry date, an additional 0.10% will be added to the fixed term rates for every 30 days beyond the expiry date.